Any thing that happens to us by the universe and that is legitimate, i.e. we have not caused it stupidly, it is meant for our growth !
I do not mean by a self-inflicting suffering for no reason. By suffering I mean any test thrown on us by the universe, any hardship that has fallen on to us, any unpleasant event, a death, an accident, a failure, a loss of a loved one or any thing that puts us into pain.
In suffering hides the growth. Avoid suffering and you avoid growth.